In that case, this activity might get flagged - and it could be a substantial roadblock to continuing your trip. Suppose you’ve spent months (or even years) swiping a card solely within a specific area and then you suddenly try to use it in another state or country. However, this protection can also kick in if you try to use a card abroad or in an area of the U.S. I immediately requested a new card, preventing the thief from actually using the compromised card number - a minor inconvenience but not a significant hassle. This happened to me when an unauthorized individual called Chase and inputted the full 16-digit account number of my Chase Freedom Unlimited. When an issuer notices unusual account activity, it may flag it as potentially fraudulent. Most of today’s credit cards have mechanisms to prevent fraud and abuse. What is a travel alert?īefore diving into issuer-specific guidelines, let’s start with a quick overview of what a travel alert is and why this is important. In this guide, we'll walk through the details for different cards so you know what to expect before your trip. Thankfully, most major issuers no longer require users to set travel alerts ahead of time. While it's great when an issuer correctly flags unauthorized account activity as fraudulent, the opposite is true when the issuer inadvertently prevents you from swiping a card. Unfortunately, it can be extremely frustrating when your card gets flagged while traveling, and you're suddenly unable to use it. Whether you have two or 22 travel rewards credit cards in your wallet, chances are you enjoy hitting the road. Editor’s note: This is a recurring post, regularly updated with new information and offers.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |